For investors who desire low riskand guaranteed income,U.S. Government bonds
are a secure investment becausethese bonds have the financial backing and full faith and credit of the federalgovernment.Municipal bonds,also secure,are offered by local governmengts andoften have____36______such as tax-free interest.Some may even be____37______.Corportate bonds are a bit more risky.
Two questionsoften_____38_____first-time corportate bond investors.The first is”If I purchase a corportate bond,do I have to hold it until thematueity date?”The answer is no.Bonds are bought and sold daily on____39_____securities exchanges.However,if your bond does not have____40_____that make it attractive to other investors, you may be forced to sell your bondat a____41____i.e., a price less than the bond’s face value. But if your bond is highly valued by otherinvestors, you may be able to sell it at a premium, i.e., a price above itsface value. Bond prices gcncrally____42____ inversely (相反地)with current market interest rates. Asinterest rates go up, bond pnccs tall, and vice versa (反之亦然).Thus, like all investments,bonds have adegree of risk.
The second question is “How can I ___43_______ the investment risk of a particular bondissue?” Standard & Poor’s and Moody’s Investors Service rate the level of risk of many corporateand government bonds. And ____44______, the higher the market risk of a bond,the higher the interest rate. Investors willinvest in a bond considered risky only if the _____45_____return is highenough.
A)advantages I)fluctuate B)assess J)indefinite C)bother K)insured D)conserved L)major E)deduction M)naturally F)discount N)potential G)embarrass 0)simultaneously H)features 36.A advantages 37.K insured 38. C bother 39. L major 40. H features 41. F discount 42. I fluctuate 43. B assess 44. M naturally 45. N potential
2014.6【2】
Fear can be an effective way to change behavior. One study compared the effects
of high-tear and low-fear appeals on changes in attitudes and behaviors related to dental hygiene(卫生). One group of subjects was shown awful pictures of ___36___teeth and diseased gums; another group was shown less frightening materials such as plastic teeth, charts, and graphs. Subjects who saw the frightening materials reported more anxiety and a greater___37___to change the way they took care of their teeth than the low-fear group did.
But were these reactions actually___38___into better dental hygiene practices? To answer this important question, subjects were called back to the laboratory on two___39___ (five days and six weeks alter the experiment). They chewed disclosing wafers(牙疾诊断片)that give a red stain to any uncleaned areas of the teeth and thus provided a direct___40___of how well they were really taking care of their teeth. The result showed that the high-fear appeal did actually result in greater and more___41___changes in dental hygiene. That is, the subjects___42___to high-fear warnings brushed their teeth more___43____than did those who saw low-fear warnings.
However, to be an effective persuasive device it is very important that the message not be too frightening and that people be given___44___guidelines to help them to reduce the cause of the fear. If this isn’t done, they may reduce their anxiety by denying the message or the___45___of the communicator. If that happens, it is unlikely that either attitude or behavior change will occur. A) accustomed B) carefully C) cautiously D) concrete E) credibility F) decayed G) desire H) dimensions I) eligible J) exposed K) indication L) occasions M) permanent N) sensitivity O) translated
36.F 37.G 38.O 39.L 40.K 41.D 42.J 43.B 44.I 45.E
2014.6【3】
Millions of Americans are entering their 60s and are more concerned than ever
about retire-ment. They know they need to save, but how much? And what exactly are they saving for-to spend more time 36 the grandkids, go travelling, or start another career? It turns out that husbands and wives may have 37 different ideas about the subject.
The deepest divide is in the way spouses envisage their lifestyle in their later years. Fidelity In-vestments Inc. found 41 percent of the 500 couples it surveyed 38 on whether both or at least one spouse will work in retirement. Wives are generally right regarding their husbands retirement age,but men 39 the age their wives will be when they stop working. And husbands are slightly more 40 about their standard of living than wives are.
Busy juggling(穷于应付) careers and families, most couples dont take the time to sit down,41 or together, and think about what they would like to do 5, 10, or 20 years from now. They 42 they are on the same page, but the 43 is they have avoided even talking about it.
If you are self-employed or in a job that doesn’t have a standard retirement age, you may be more apt to delay thinking about these issues. It is often a 44 retirement date that provides the cat -alyst (催化剂) to start planning. Getting laid off or accepting an early-retirement 45 can force your hand. But don爷t wait until you get a severance(遣散费) check to begin planning. A assume B confidential C disagree D formula E forthcoming F illustrating G mysteriously H observe I optimistic J package K radically L reality M separately N spoiling O underestimate 36. N 37. K 38. C 39. O 40. I 41. M 42. A 43. L 44. E 45. J
2014.12【01】
His future subjects have not always treated the Prince of Wales with the respect
one might expect. They laughed aloud in 1986 when the heir to the British 36 told a TV reporter that he talked to his plants at his country house, Highgrove, to stimulate their growth. The Prince was being humorous — “My sense of humor will get me into trouble one day,” he said to his aides (随从) — but listening to Charles Windsor can indeed prove stimulating. The royal 37 has been promoting radical ideas for most of his adult life. Some of his 38 , which once sounded a bit weird,were simply ahead of their time. Now, finally, the world seems to be catching up with him.
Take his views on farming. Prince Charles’ Duchy Home Farm went 39 back in 1986, when most shoppers cared only about the low price tag on suspiciously blemish-free (无瑕疵的) vegetables and 40 large chickens piled high in supermarkets.
His warnings on climate change proved farsighted, too. Charles began 41 action on global warming in 1990 and says he has been worried about the 42 of man on the environment since he was a teenager.
Although he has gradually gained international 43 as one of the world’s leading conservationists, many British people still think of him as an 44 person who talks to plants. This year, as it happens, South Korean scientists proved that plants really do 45 to sound. So Charles was ahead of the game there, too.
A.conform B. eccentric C.environmentalist D. expeditionsE. impact F. notions G. organic
H.originally I.recognitionJ.respond K.subordinateL.suppressingM. throne N. unnaturallyO. urging 36.M 37.C 38.F 39.G 40.N 41.O 42.E 43.I 44.B 45.J
2014.12【02】
Children are natural-born scientists. They have 36 minds, and they aren’t
afraid to admit they don’t know something. Most of them, 37 , lose this as they get older. They become self-conscious and don’t want to appear stupid. Instead of finding things out for themselves they make 38 that often turn out to be wrong.
So it’s not a case of getting kids interested in science. You just have to avoid killing the 39 for learning that they were born with. It’ s no coincidence that kids start deserting science once it becomes for malised. Children naturally have a blurred approach to 40 knowledge. They see learning about science or biology or cooking as all part of the same act — it’s all learning. It’s only because of the practicalities of education that you have to start breaking down the curriculum into specialist subjects. You need to have specialist teachers who 41 what they know. Thus once they enter school, children begin to define subjects and erect boundaries that needn’t otherwise exist.
Dividing subjects into science, maths, English, etc. is something we do for 42 . In the end it’s all learning, but many children today 43 themselves from a scientific education. They think science is for scientists, not for them.
Of course we need to specialise 44 . Each of us has only so much time on Earth, so we can’t study everything. At 5 years old, our field of knowledge and 45 is broad, covering anything from learning to walk to learning to count. Gradually it narrows down so that by the time we are 45, it might be one tiny little corner within science.
A. accidentally B. acquiring C. assumptions D. convenience E. eventually F. exclude G. exertion H. exploration I. formulas J. ignite K. impart L. inquiring M. passion N. provoking O. unfortunately
36.L 37.O 38.C 39.M 40.B 41.K 42.D 43.F 44.E 45.H
2014.12【03】
It was 10 years ago, on a warm July night, that a newborn lamb took her first breath
in a small shed in Scotland. From the outside, she looked no different from thousands of other sheep born on 36 farms. But Dolly,as the world soon came to realize, was no 37 lamb. She was cloned from a single cell of an adult female sheep, 38 long-held scientific dogma that had declared such a thing biologically impossible.
A decade later, scientists are starting to come to grips with just how different Dolly was. Dozens of animals have been cloned since that first lamb— mice, cats, cows, and, most recently, a dog — and it’s becoming 39 clear that they are all, in one way or another, defective.
It’s 40 to think of clones as perfect carbon copies of the original.It turns out, though, that there are various degrees of genetic 41 . Thatmay come as a shock to people who have paid thousands of dollars to clonea pet cat only to discover that the baby cat looks and behaves 42 like their beloved pet — with a different-color coat of fur, perhaps, or a 43 different attitude toward its human hosts.
And these are just the obvious differences. Not only are clones 44 from the original template (模板) by time, but they are also the product of an unnatural molecular mechanism that turns out not to be very good at making 45 copies. In fact, the process can embed small flaws in the genes of clones that scientists are only now discovering.
A. abstract B. completely C. deserted D. duplication E. everything F. identical G. Increasingly H. miniature I. nothing J. ordinary K. overturning L. separated M. surrounding N. systematically O. tempting
36.M 37.J 38.K 39.G 40.O 41.D 42.I 43.B 44.L 45.F
2015.06【1】
Innovation, the elixir (灵丹妙药) of progress, has always cost people their
jobs. In the Industrial Revolution hand weavers were 36 aside by the mechanical loom. Over the past 30 years the digital revolution has 37 many of the mid-skill jobs that underpinned 20th-century middle-class life. Typists, ticket agents, bank tellers and many production-line jobs have been dispensed with, just as the weavers were.
For those who believe that technological progress has made the world a better place, such disruption is a natural part of rising 38 . Although innovation kills some jobs, it creates new and better ones, as a more 39 society becomes richer and its wealthier inhabitants demand more goods and services. A hundred years ago one in three American workers was 40 on a farm. Today less than 2% of them produce far more food. The millions freed from the land were not rendered 41 , but found better-paid work as the economy grew more sophisticated. Today the pool of secretaries has 42 , but there are ever more computer programmers and web designers.
Optimism remains the right starting-point, but for workers the dislocating effects of technology may make themselves evident faster than its 43 . Even if new jobs and wonderful products emerge, in the short term income gaps will widen, causing huge social dislocation and perhaps even changing politics. Technology’s 44 will feel like a tornado (旋风), hitting the rich world first, but 45 sweeping through poorer countries too. No government is prepared for it..
A) benefits B) displaced C) employed D) eventually E) impact F) jobless G) primarily H) productive I) prosperity J) responsive K) rhythm L) sentiments M) shrunk N) swept O) withdrawn
36. N) swept37. B) displaced38. I) prosperity39. H) productive40. C) employed 41. F) jobless42. M) shrunk43. A) benefits44. E) impact45. D) eventually
2015.06【2】
e it when teenagers put this 36 into practice. Now technology has become the new field for the age-old battle between adults en adults and their freedom-seeking kids. Locked indoors, unable to get on their bicycles and hang out with their friends, teens have turned to social media and their mobile phones to socialize with their peers. What they do online often 37what they might otherwise do if their mobility weren't so heavily .38 in the age of helicopter parenting. Social media and smart-phone apps have become so popular in recent years because teens need a place to call their own. They want the freedom to 39 their identity and the world around them.
Instead of 40 out, they jump online. As teens have moved online, parents have projected their fears onto the Internet, imagining all the41 dangers that youth might face--from 42 strangers to cruel peers to pictures or words that could haunt them on Google for the rest of their lives.
Rather than helping teens develop strategies for negotiating public life and the risks of 43 with others, fearful parents have focused on tracking, monitoring and blocking. These tactics don't help teens develop the skills they need to manage complex social situations,44 risks and get help when they're in trouble. \"Protecting\" kids may feel like the right thing to do, but it 45 the learning that teens need to do as they come of age in a technology-soaked world.
\"That which does not kill us makes us stronger.\" But parents can't handl
A. assess B. constrained C. contains D. explore E. influence F. interacting G. interpretation H. magnified I. mirrorsJ. philosophy K. potential L. sneaking M. sticking N. undermines O. violent
36. J) philosophy37. c) contains 38. B) constrained39. D) explore40. L) sneaking 41. K) potential42. O) violent43. F) interacting44. A) assess45. N) undermines
2015.06【3】
Travel websites have been around since the 1990s, when Expedia,
Travelocity, and other holiday booking sites were launched, allowing travelers to compare flight and hotel prices with the click of a mouse. With information no longer 36____ by travel agents or hidden in business networks, the travel industry was revolutionized, as greater transparency helped 37____ prices.
Today, the industry is going through a new revolution—this time transforming service quality. Online rating platforms—38____ in hotels, restaurants, apartments, and taxis—allow travelers to exchange reviews and experiences for all to see.
Hospitality businesses are now ranked, analyzed, and compared not by industry 39____, but by the very people for whom the service is intended—the customer. This has 40____ a new
relationship between buyer and seller. Customers have always voted with their feet; they can now explain their decision to anyone who is interested. As a result, businesses are much more 41____, often in very specific ways, which creates powerful 42____ to improve service.
Although some readers might not care for gossipy reports of unfriendly bellboys(行李员)in Berlin or malf-unctioning hotel hairdryers in Houston, the true power of online reviews lies not just in the individual stories, but in the websites' 43____ to aggregate a large volume of ratings.
The impact cannot be 44____. Businesses that attract top ratings can enjoy rapid growth, as new customers are attracted by good reviews and 45____ provide yet more positive feedback. So great is the influence of online ratings that many companies now hire digital reputation managers to ensure a favorable online identity.
A) accountable B) capacity C) controlled D) entail E) forged F) incentives G) occasionally
H) overstated I) persisting J) pessimistic K) professionals L) slash M) specializing N) spectators O) subsequently
36.C)37.L)38.M)39.K)40.E)41.A)42.F)43.B)44.H)45.O)
因篇幅问题不能全部显示,请点此查看更多更全内容
Copyright © 2019- dcrkj.com 版权所有 赣ICP备2024042791号-2
违法及侵权请联系:TEL:199 1889 7713 E-MAIL:2724546146@qq.com
本站由北京市万商天勤律师事务所王兴未律师提供法律服务